BUSINESS VAN INSURANCE

Hard-working van cover that rewards good driving.

All-in-one commercial van insurance for skilled tradespeople carrying their own goods. Drive well, with our app-based van telematics insurance and get rewards – plus fairer prices at renewal.

  • Comprehensive van insurance for all types of work

  • Get rewards for good driving – up to £60 a year

  • Renewal price based on how you drive

Get a quote
Tradesman loading tools into his van
Happy Zego business van customer fixing tiles on a roof

What is business van insurance?

Business van insurance, also known as commercial van insurance, provides cover for vans used for work or business purposes. Whether you're a tradesperson, contractor, or a business using vans to carry your own goods, our commercial van insurance policy gives you the protection and peace of mind you need when out on the road.
Smiling Zego business van customer standing next to his red van

Commercial Van insurance for tradespeople

Working as a self-employed plumber, electrician or builder? Our van insurance provides the cover you need so you can get on with your work. Take the stress out of your insurance and get a quote today.

What level of business van cover can I get?

We offer a fully comprehensive policy for that extra peace of mind.
  • shield icon for fully comp insurance

    Fully Comprehensive

    Our comprehensive commercial van insurance covers you and your vehicle, plus other drivers and their property. It typically includes protection against accidental damage, fire, theft and vandalism. With our cover, you also get protection for personal belongings, tools, and equipment (limits apply).
Zego Sense business van driver looking at their driver rating

VAN TELEMATICS INSURANCE

Get up to £60 a year in rewards

Our app-based telematics van insurance turns good driving into gift cards for some of your favourite brands – plus fairer prices at renewal.

  • Just your phone – no black box needed

  • Get 24/7 support from our award-winning claims team

  • Get real-time driving insights

  • Get rewards for good driving – gift cards from Amazon, Tesco and more

  • Then drive well to get a better price at renewal

Our business van insurance at a glance

Zego business van driver sitting in the back of this van

  • Policy length: Annual.

  • Cover type: Fully Comprehensive only.

  • How to buy: Single online payment or monthly instalments.

  • Great for: self-employed tradespeople and small businesses using vans to carry out work.

  • What’s included: Van insurance for both commercial and personal use (carriage of own goods plus social, domestic and pleasure).

Increase your van cover with optional extras

We know that keeping you moving is really important. That's why we offer extra protection so you can get the cover you need.
  • lock icon

    No claims discount protection

    Protect your no claims discount for extra money off at renewal, with up to one at-fault claim allowed.

    +6%

    on the price of your policy

  • SOS icon for breakdown protection.

    Breakdown cover

    Combined roadside and recovery within the UK.

    £59.99

    available for annual policies only

What’s included with my van insurance policy?

  • Cover for business use, commuting and personal driving
  • Costs for causing damage to other vehicles or property up to £5m
  • Personal belongings cover up to £300 and tools in transit cover up to £500
  • Loss, damage or theft of your vehicle and its spare parts
  • Windscreen (£25 excess for repairs or £100 for replacement)
  • Audio, communication and navigation equipment cover up to £500
  • Key and lock cover up to £300
  • Personal accident cover up to £5,000 and motor legal protection up to £100,000
  • Courtesy vehicle (with approved repairers)

What do I need to get a business van insurance quote?

  • Vehicle details: We'll need the make, model and registration number of your van, along with any modifications you've made.
  • Driver information: Include details of any driver who will be using the van for work or business purposes.
  • Business use: Tell us how the van will be used, whether that's for making deliveries of third party goods, transporting your own goods, or commuting to work.
  • No Claims Bonus: If you have one, give us the details of any no claims bonus you've earned on previous policies. It could help to lower the cost of your cover.
  • Driving history: Tell us about any van insurance claims you've made in the past.
  • Extra security features: We may also need to know about any extra technology or security features installed in your van, such as immobilisers, alarms or trackers.

Good driving now gets you Rewards.

When you choose a Sense policy, you get our app-based telematics insurance and Rewards. Download the app, drive well, and we'll give you gift cards from places like Amazon, Tesco and Greggs.

Zego Sense app home screen showing a driver rating

  1. Drive well

    Download the app and hit the road. Your driving does the talking.

  2. Get points

    The better you drive, the more points you get. Good driving adds up.

  3. Treat yourself

    Turn your points into gift cards at some of your favourite brands and retailers.

Frequently asked questions

Why we're the right choice

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81m

policies sold
business van insurance tick icon

575k

drivers have chosen us
business van insurance savings icon

96%

of Sense drivers save money

Trusted by 100,000’s of UK drivers

Join the good driving revolution. Get a quote to see how much you could save.
Get a quote

Learn more about business van insurance

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Share and earn. It's that simple.

Know someone who needs insurance? Share your referral link and you’ll both receive a gift card when they sign up.

That’s £50 if they take out an annual policy, or £10 for a 30-day one. The more friends you refer, the more you earn.

*Excludes flexible, pay-as-you go customers.

“81 million...” – Based on the total number of policies sold by Zego as of 23/07/25. “575K drivers...” – Based on the number of fixed policies sold by Zego as of 23/07/25. “96%..” – Based on Zego customers who have been insured on Sense policies and have a driver rating, between 01/06/2025 and 01/08/2025. "...£60 a year..." – If a rating of 'Excellent' is consistently maintained  over the full course of the policy. Available to annual policy holders only.